Public adjuster study guides by state

Explore the syllabus, sample lesson and official references for each of our 50 published state courses.

State rules differ. Some courses prepare you to study licensing topics; others teach property claims and professional boundaries where a public-adjuster licensing exam is not applicable. A course does not authorize practice or grant a license. Each page explains its scope.

50 states in your directory
ALAvailable

Alabama

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This course is consumer education, not public-adjuster licensing or authorization. The Alabama Department of Insurance says Alabama does not license or recognize public adjusters and states that public adjusters representing customers in Alabama must be attorneys. Alabama independent-adjuster authority is insurer-side and is not a substitute. The lessons help insureds understand and document their own property claims, read policies, evaluate estimates, preserve evidence, and use the Department complaint process. They do not authorize a nonlawyer to negotiate or represent an insured for compensation, provide legal advice, or claim an Alabama public-adjuster credential. Use licensed contractors and technical professionals within their fields, and consult a qualified Alabama attorney about representation, deadlines, releases, litigation, or other legal rights.

AKAvailable

Alaska

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This course is property-claim and insured-side practice education, not licensing preparation. Alaska does not issue a public-adjuster insurance license and has no official public-adjuster examination. The Division of Insurance says the insurance code does not require a person handling claims for an insured to hold an insurance license, while it may act on unfair or deceptive trade practices under AS 21.36.125. Alaska's independent-adjuster license and Pearson examination cover insurer-side work and are not a public-adjuster credential. Completing this course or its practice assessments does not create an Alaska license, certification or state approval. The Division also warns that public adjusting may amount to the practice of law depending on its scope; consult a qualified Alaska attorney about representation, litigation or other legal rights.

ARAvailable

Arkansas

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Arkansas does not issue a public-adjuster license or administer a public-adjuster examination. This course provides property-policy and consumer claim education so insureds can understand and document their own claims. It does not authorize a nonattorney to solicit, prepare, negotiate, adjust, or settle an insured’s claim for compensation. Arkansas Insurance Department guidance states that compensated insured-side adjusting by a person who is not a licensed attorney should be reported. Insurer-side and limited-adjuster credentials do not create public-adjuster authority. Consult AID or qualified Arkansas counsel before offering services or for legal advice.

KYAvailable

Kentucky

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Educational access only. Kentucky law currently pauses ordinary new public-adjuster applications and license issuance for two years beginning April 13, 2026, while allowing renewal of licenses already in effect and a narrow transition path for temporary or apprentice licenses already in effect on that date. For contracts entered on or after July 15, 2026, current law also restricts public-adjuster negotiation with insurers for two years and imposes amended contract, rescission, fee, funds, and conduct rules. This course supports consumer claim literacy and incumbent compliance; it does not grant authority, create an ordinary new-license path, provide approved continuing-education credit, or replace current DOI, court, or legal guidance.

SDAvailable

South Dakota

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This course is property-claim practice education, not licensing preparation. The South Dakota Division of Insurance states that South Dakota does not license property and casualty adjusters, so there is no South Dakota public-adjuster license, official examination or passing score. Completing this course or its practice assessments does not create a South Dakota credential or state approval, and a license issued by another state does not represent South Dakota authority. Other South Dakota laws on truthful advertising, claim fraud, insurer conduct and the practice of law still apply; consult a qualified South Dakota attorney about representation, litigation or other legal rights.