New Hampshire Public Adjuster Licensing and Practice
Explore what you will learn in New Hampshire, read a sample before enrolling, and build a study routine around lessons, flashcards and applied practice.
Practice questions are original study material, not official exam questions. Question counts describe this course edition, not the number on a government exam. Course publication and source-check dates do not mean a regulator has approved the material.
Your New Hampshire curriculum
Use the outline to identify familiar topics and the areas that need more study. Work through a lesson, practice applying the concept, then revisit difficult material with the review tools.
- 1 · New Hampshire public-adjuster law and claim practice
Statutory scope, public-adjuster role, and exemptions
Apply current New Hampshire authority to statutory scope, public-adjuster role, and exemptions.
Estimated reading: 15 minutes - 2 · New Hampshire public-adjuster law and claim practice
Resident qualifications and current PSI examination
Apply current New Hampshire authority to resident qualifications and current psi examination.
Estimated reading: 15 minutes - 3 · New Hampshire public-adjuster law and claim practice
New Hampshire fire law and Dwelling policy applications
Apply current New Hampshire authority to new hampshire fire law and dwelling policy applications.
Estimated reading: 15 minutes - 4 · New Hampshire public-adjuster law and claim practice
Examination exemptions, reciprocity, renewal, and continuing education
Apply current New Hampshire authority to examination exemptions, reciprocity, renewal, and continuing education.
Estimated reading: 15 minutes - 5 · New Hampshire public-adjuster law and claim practice
Financial responsibility, discipline, penalties, and reporting
Apply current New Hampshire authority to financial responsibility, discipline, penalties, and reporting.
Estimated reading: 15 minutes - 6 · New Hampshire public-adjuster law and claim practice
Contract contents, separate disclosure, and form approval
Apply current New Hampshire authority to contract contents, separate disclosure, and form approval.
Estimated reading: 15 minutes - 7 · New Hampshire public-adjuster law and claim practice
Contract prohibitions, triplicate originals, rescission, return, and insurer notice
Apply current New Hampshire authority to contract prohibitions, triplicate originals, rescission, return, and insurer notice.
Estimated reading: 15 minutes - 8 · New Hampshire public-adjuster law and claim practice
Escrow, compensation disclosure, and five-year transaction records
Apply current New Hampshire authority to escrow, compensation disclosure, and five-year transaction records.
Estimated reading: 15 minutes - 9 · New Hampshire public-adjuster law and claim practice
Conduct limits and New Hampshire claim-settlement controls
Apply current New Hampshire authority to conduct limits and new hampshire claim-settlement controls.
Estimated reading: 15 minutes - 10 · New Hampshire public-adjuster law and claim practice
Businessowners policy coverages and claim applications
Apply current New Hampshire authority to businessowners policy coverages and claim applications.
Estimated reading: 15 minutes - 11 · Property insurance
Homeowners and dwelling coverage
Compare homeowners forms, dwelling policies, coverage sections, and causes of loss.
Estimated reading: 6 minutes - 12 · Property insurance
Homeowners claim workshop
Work a wind-and-water claim from the policy schedule through loss-of-use and contents limits.
Estimated reading: 7 minutes - 13 · Property insurance
Commercial property and time-element coverage
Separate buildings, business property, lost income, extra expense, and code-related costs.
Estimated reading: 5 minutes - 14 · Property insurance
Commercial loss workshop
Analyze a business fire, income loss, extra expense, and code upgrades without double counting.
Estimated reading: 6 minutes - 15 · Property insurance
Marine, floaters, and flood
Identify exposures that need specialized property coverage.
Estimated reading: 5 minutes - 16 · Property insurance
Special property and water-loss workshop
Compare flood, earthquake, mine subsidence, floaters, builders risk, and equipment breakdown.
Estimated reading: 6 minutes - 17 · Terms and concepts
Insurance vocabulary in claim scenarios
Apply the language of risk, indemnity, valuation, and policy interpretation.
Estimated reading: 7 minutes - 18 · Terms and concepts
ACV, replacement cost, and coinsurance
Calculate depreciation, deductibles, insurance-to-value requirements, and partial-loss payments.
Estimated reading: 5 minutes - 19 · Terms and concepts
Valuation calculation lab
Practice multi-step ACV, deductible, coinsurance, limits, and payment reconciliation problems.
Estimated reading: 6 minutes - 20 · Policy provisions
Policy structure and claim procedures
Read the contract and distinguish notice, proof of loss, appraisal, and subrogation.
Estimated reading: 6 minutes - 21 · Policy provisions
Claim conditions and dispute workshop
Work through notice, proof, appraisal, other insurance, mortgagees, and preservation of rights.
Estimated reading: 6 minutes - 22 · Building techniques
Damage documentation and estimating
Turn damage observations into quantities, repair operations, and supported estimates.
Estimated reading: 5 minutes - 23 · Building techniques
Roof and electrical estimating lab
Measure roof work, identify components, and document electrical damage safely.
Estimated reading: 6 minutes - 24 · Building techniques
Interior quantities and estimate audit
Calculate walls, flooring, trim, paint, and concrete while controlling duplication and assumptions.
Estimated reading: 6 minutes
Read a sample: Statutory scope, public-adjuster role, and exemptions
Controlling authority
New Hampshire public adjusting is insured-side first-party work under fire and homeowners policies. Start intake by identifying the policy type, represented party, and compensated activity. A broad property background or an insurer-adjuster title does not establish authority to negotiate for an insured. Chapter 402-D narrows that role further to losses under fire and homeowners policies. At intake, obtain the declarations and identify whether the assignment is a first-party claim by the insured. A request to defend a liability claim or adjust for the carrier belongs outside this authority. Advertising counts as holding out, so the license check precedes a website launch, signed engagement, or negotiation call.
Course takeaway: First-party claims. Fire insurance and homeowners insurance policies. The person must hold a New Hampshire public-adjuster license unless a specific exemption applies.
This is a limited sample from the published course. Your paid pass provides the full lessons and learning workspace.
Build a practical study plan
- Read the course scope and check the official sources below for current requirements.
- Study one topic at a time. Explain the key idea in your own words before answering questions.
- Use practice questions and flashcards to find weak areas. Return to the relevant lesson instead of memorizing an answer letter.
- Use the interactive labs and practice assessments to connect policy language, evidence and calculations.
Questions before you start
Does this course issue a license or provide continuing-education credit?
No. It is independent study material. Licensing, official exams, required education and CE approval are separate matters. Read the New Hampshire sources and course scope before purchasing.
How long does my purchase last?
A $50 single-state pass provides six calendar months from purchase. A $100 all-state pass provides one year. Neither automatically renews.
Can I continue on another device?
Sign in to the same account to use your saved course progress and learning tools. Your dashboard lets you return to your course.
Sources behind this course edition
These are the references recorded with the published course. Dates below are the recorded source checks, not a claim that every source was revalidated today. Some retired document links lead to the authority’s current resource directory instead. These link repairs do not constitute a new substantive review. Confirm current rules with the relevant authority.
- New Hampshire Revised Statutes, Chapter 402-D — Public Adjusters — recorded check: 2026-09-10
- New Hampshire Revised Statutes, section 402-D:13 — Contract Between Public Adjuster and Insured — recorded check: 2026-09-10
- New Hampshire Revised Statutes, section 400-A:29 — Fees — recorded check: 2026-09-10
- New Hampshire Revised Statutes, Chapter 407 — Fire Insurance Contract — recorded check: 2026-09-10
- New Hampshire Revised Statutes, section 417:4 — Unfair Insurance Trade Practices — recorded check: 2026-09-10
- New Hampshire Insurance Department rules, Chapter Ins 1000 — Claim Settlement — recorded check: 2026-09-10
- New Hampshire Insurance Department rules, Chapter Ins 1300 — Producers and Adjusters — recorded check: 2026-09-10
- PSI New Hampshire Insurance Candidate Information Bulletin, August 4, 2026 — recorded check: 2026-09-10
- PSI New Hampshire Public Adjuster exam outline effective through September 14, 2026 — recorded check: 2026-09-10
- PSI New Hampshire Public Adjuster exam outline effective September 15, 2026 — recorded check: 2026-09-10