Free West Virginia Public Adjuster Practice Test

Free West Virginia public adjuster practice test

Ten free questions from the AdjusterBase West Virginia course, one from each of ten lessons, with the explanation for every answer. The official West Virginia exam: 45 questions, 45 min, Pearson VUE (InsWV-PubAdj17).

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Public-adjuster scope, role separation, and exact exceptions; Resident qualifications, business entities, and the public-adjuster exam; Nonresident reciprocity, home-state changes, and emergency authority; Renewal, continuing education, reports, and contact records; Transaction records, financial responsibility, and five-year retention; Loyalty, competence, referrals, salvage, and client control; The written contract, separate disclosure, and insurer authorization; Compensation, the 72-hour policy-limit event, and catastrophe fees; Cancellation rights, early contracts, settlement consent, and trust accounts; Discipline, hearing rights, penalties, and effective-law control. Answers stay in your browser.

1. What claims fall within West Virginia’s public-adjuster definition? Compensated insured-side work solely on first-party claims under contracts insuring the insured’s real or personal property. Third-party bodily-injury demands against an insured Insurer-side defense work on liability claims Every unpaid invoice involving property

2. What is the minimum age for a resident individual adjuster applicant? Sixteen with a sponsor Twenty-one Twenty-five Eighteen years.

3. What reciprocity condition supports ordinary nonresident licensure? An insurer appoints the applicant The applicant has one pending claim The applicant holds a similar home-state license and the home state licenses West Virginians on the same basis. The applicant owns West Virginia property

4. What expiration schedule does the current OIC licensing page state for individual adjusters? Exactly 90 days after issuance The last day of the licensee’s birth month biennially. May 31 every year for every adjuster December 31 every two years

5. What loss information belongs in the public-adjuster transaction record? The insured, loss date, location and amount, the contract, and the relevant policy information. Only the final settlement amount Only the claim number Only the public adjuster invoice

6. What core duty does the rule impose toward the insured client? Equal loyalty to insurer and insured A duty to maximize fees A duty to guarantee coverage Objectivity, complete loyalty, good-faith information, counsel, and service serving the insured’s claim interests.

7. What title must the engagement document bear? Proof of Loss Assignment Repair Authorization Public Adjuster Contract. Property Consultant Agreement

8. What is the baseline standard for every public-adjuster fee? It must be collected before inspection It must be reasonable. It must always equal ten percent It must be approved by the insurer

9. What general cancellation right must the disclosure state? The insured may rescind in writing within three business days after contract signing. The insured has 72 calendar hours after loss The insured may cancel only after settlement The contract is never cancellable

10. How soon may an applicant or licensee demand a hearing after receiving a denial or nonrenewal notice? Within 30 business days Within 45 days after the hearing No hearing is available Within 10 days after receipt, by written demand.

What the full West Virginia course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the West Virginia curriculum and sources or the West Virginia license requirements.

About this practice test

Are these the real West Virginia public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the West Virginia course covers. The official exam (45 questions, 45 min, Pearson VUE (InsWV-PubAdj17)) uses its own confidential items.

How many questions does the full West Virginia course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.