Free Vermont Public Adjuster Practice Test

Free Vermont public adjuster practice test

Ten free questions from the AdjusterBase Vermont course, one from each of ten lessons, with the explanation for every answer. The official Vermont exam: 150 questions, 150 min, Prometric (series 14-33, Adjuster's Property and Casualty).

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Public-adjuster scope and neighboring license roles; Resident qualifications, experience, training, and supervision; Application, fees, nonresident path, and current examination; License term, address duties, records, compensation, and continuing education; License discipline, hearing rights, and money integrity; Fair-claim communications, proof, denial, and payment clocks; Vermont auto insurance law and policy applications; Physical-damage estimates, matching, repair choice, and total loss; Vermont Dwelling and Homeowners forms and endorsements; Businessowners property, conditions, and selected endorsements. Answers stay in your browser.

1. How does 8 V.S.A. section 4791 define a public adjuster? A person who investigates claims or negotiates claim settlements for insureds, or advertises or solicits business as such. A person who adjusts only for insurers Any contractor who submits an estimate Only an automobile appraiser

2. What is the minimum age for a Vermont public-adjuster applicant? 16 years 21 years 25 years 18 years.

3. How must a public-adjuster application begin under section 4800? With a contractor invoice By taking claims before applying On the form prescribed by the Commissioner. With an oral request to an insurer

4. When does a Vermont public-adjuster license expire under the common schedule? Thirty days after each claim At 12:01 a.m. April 1 of the even-numbered year following issuance, unless properly renewed. On the licensee’s birthday each year December 31 of every odd year

5. Can materially untrue or incomplete license-application information support discipline? Yes. No, application content is irrelevant after issuance Only if an insurer complains Only after a claim payment

6. When must an insurer or agent with claim-adjusting authority acknowledge a claim notice? Within 10 calendar months Only after proof of loss At renewal Within 10 business days.

7. When section 801 requires proof of financial responsibility, what liability amounts does it specify? Only $10,000 bodily injury No stated amounts $25,000 for one person, $50,000 for two or more people, and $10,000 for property damage in one crash. $50,000/$100,000/$50,000 for every driver

8. If a claimant requests it, what must the insurer furnish for a partial physical-damage loss? No estimate may be shared A copy of the completed appraisal or estimate specifying all deductions. Only a verbal net amount The PA licensing application

9. Which statement correctly distinguishes the standard Dwelling forms? DP 1 is Basic, DP 2 is Broad named-peril, and DP 3 generally gives special-form treatment to the dwelling, subject to actual terms. All three are liability-only forms DP 1 is always open peril on everything DP 3 is a commercial-auto form

10. What is the proper first-party focus for a public adjuster on a BOP loss? A personal-auto collision form Only the PA license fee A homeowners form regardless of policy Section I property coverage, exclusions, limits, deductibles, loss conditions, optional coverages, definitions, and endorsements.

What the full Vermont course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Vermont curriculum and sources or the Vermont license requirements.

About this practice test

Are these the real Vermont public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Vermont course covers. The official exam (150 questions, 150 min, Prometric (series 14-33, Adjuster's Property and Casualty)) uses its own confidential items.

How many questions does the full Vermont course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.