Free Utah Public Adjuster Practice Test

Free Utah public adjuster practice test

Ten free questions from the AdjusterBase Utah course, one from each of ten lessons, with the explanation for every answer. The official Utah exam: 150 questions, 150 min, Prometric (Series 17-11, Adjuster's Property and Casualty).

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Scope, license, and examination; Application, license term, and continuing education; Written contracts and 2026 form filing; Rescission, compensation methods, and caps; Claim payments, fee collection, and trust funds; Solicitation, repairs, referrals, and settlement authority; Records, compensation trail, and retention; Exemptions, nonresidents, and emergency authority; Representation notice and insurer verification; Applied claim compliance and final audit. Answers stay in your browser.

1. What does Utah insurance adjusting include? Directing or conducting the investigation, negotiation, or settlement of an insurance-policy claim for an insurer, policyholder, or claimant. Giving only uncompensated neighborly advice Performing repairs without discussing coverage Selling a policy without handling a claim

2. Does Utah require prelicensing education before the adjuster exam? Yes, 20 approved hours Yes, 40 classroom hours Yes, three ethics hours before testing No; the Department states there is no prelicensing requirement.

3. What must exist before a public adjuster acts in Utah? An insurer-issued appointment A contractor estimate A written contract on a form filed with the Department, executed in duplicate. An oral fee discussion only

4. How long does an insured generally have to rescind a public-adjuster contract? Until any time after settlement Ten days after entering the contract, by delivering written notice. Three business days Thirty calendar days

5. If an insurer pays or commits in writing to pay policy limits within 72 hours after loss report, what fee rule applies? No percentage fee; only reasonable time-and-expense compensation through payment or written commitment, subject to the cap. The full percentage fee is automatically due A 20% catastrophe fee applies No compensation of any kind can ever be paid

6. May a public adjuster solicit an insured while the loss-producing occurrence is still in progress? Yes, after one hour Yes, only online Yes, with insurer permission No.

7. Where must a public adjuster keep the required Part 4 record? Only in the insured’s home At the Prometric test center At the address registered with the Commissioner. Only at the insurer’s office

8. Which salaried insurer worker is exempt from adjuster licensing? Every restoration contractor A regular salaried employee adjusting for that insurer. Every outside independent adjuster Every public adjuster paid by an insured

9. What representation document must the public adjuster give the insurer? A notification letter signed by the insured authorizing representation. An unsigned advertisement Only the fee invoice A contractor work order

10. What evidence should begin a Utah cause-of-loss analysis? The desired settlement amount A contractor total alone The policy limit alone Policy wording, dated chronology, physical evidence, witnesses, weather or incident data, and competing causes.

What the full Utah course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Utah curriculum and sources or the Utah license requirements.

About this practice test

Are these the real Utah public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Utah course covers. The official exam (150 questions, 150 min, Prometric (Series 17-11, Adjuster's Property and Casualty)) uses its own confidential items.

How many questions does the full Utah course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.