Free Tennessee Public Adjuster Practice Test

Free Tennessee public adjuster practice test

Ten free questions from the AdjusterBase Tennessee course, one from each of ten lessons, with the explanation for every answer. The official Tennessee exam: 50 questions, 60 min, Pearson VUE.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Tennessee public-adjuster scope and official examination; Application, examination, fingerprints, and entity licensing; Bond, errors-and-omissions coverage, renewal, and continuing education; Written contract, pre-signing disclosure, and representation notice; Rescission, return of value, and post-loss waiting periods; Compensation ceilings, settlement timing, and early policy-limit payment; Loyalty, conflicts, repairs, salvage, and insured consent; Trust accounts and five-year transaction records; Complaints, investigation, discipline, and civil penalties; Applied residential and commercial claim compliance. Answers stay in your browser.

1. A Tennessee public adjuster performs regulated claim work on behalf of whom? The insured The insurer Any third-party tort claimant The repair contractor

2. What is the minimum age for a Tennessee individual public-adjuster applicant? 16 21 25 18

3. What minimum surety bond does Tennessee require for a public adjuster? $10,000 $20,000 $50,000 $100,000

4. What title must appear on the Tennessee engagement agreement? Property Repair Assignment Public Adjuster Contract or its substantial equivalent Insurer Adjustment Notice Mortgage Release

5. How long does the insured have to rescind the contract? Three business days after signing Two calendar days Seven business days Thirty calendar days

6. What is the residential percentage ceiling when the contract predates the insurer’s offer? 10% of the deductible 25% of the full policy limit 50% of every estimate 15% of total settlement proceeds

7. What duty does Tennessee impose toward the public-adjuster client? Neutral loyalty to insurer and insured Primary loyalty to a repair affiliate Objectivity and complete loyalty Only a duty to maximize fees

8. Where must insured settlement funds held by the adjuster be deposited? A personal savings account A noninterest-bearing escrow or trust account A repair affiliate account An unrestricted operating account

9. What is the minimum section 56-6-910 civil penalty per separate violation? $100 $10 $1,000 $5,000

10. What should be verified before calculating a residential catastrophe solicitation date? Only the storm’s media name Only the contractor’s schedule Only the policy deductible Loss date and every statutory catastrophe element

What the full Tennessee course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Tennessee curriculum and sources or the Tennessee license requirements.

About this practice test

Are these the real Tennessee public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Tennessee course covers. The official exam (50 questions, 60 min, Pearson VUE) uses its own confidential items.

How many questions does the full Tennessee course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.