Free Rhode Island Public Adjuster Practice Test

Free Rhode Island public adjuster practice test

Ten free questions from the AdjusterBase Rhode Island course, one from each of ten lessons, with the explanation for every answer. The official Rhode Island exam: 50 questions, 1 hour, scaled 70 to pass, Pearson VUE 17.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Rhode Island public-adjuster role, scope, and examination; Application, license term, entities, and emergency authority; Examination exemptions, reciprocity, moves, and reinstatement; Written contract, required terms, and presigning disclosure; Rescission, return of value, and prohibited contract terms; Catastrophe fees, early limits payment, and direction to pay; Trust funds, transaction records, retention, and Department inquiries; Conflicts, referrals, salvage, settlement authority, and solicitation; Continuing education, changes, reporting, and discipline; Rhode Island residential and commercial claim application. Answers stay in your browser.

1. Whom does a Rhode Island public adjuster represent? The insured on covered first-party real- or personal-property claims. The insurer on third-party liability claims A claimant on automobile injury claims A contractor collecting an invoice

2. What minimum age applies to a Rhode Island adjuster applicant? At least 16 At least 21 At least 25 At least 18 years old.

3. When may a public-adjuster applicant receive the active-license examination exemption? Whenever the applicant is a nonresident After failing the Rhode Island exam once When currently licensed as a resident public adjuster in the resident state and shown in good standing. Whenever the applicant has construction experience

4. What title must appear on the engagement document? Claim Assignment Public Adjuster Contract. Insurance Company Appointment Repair Direction

5. How long may the insured rescind the public-adjuster contract? Within three business days after the date it was signed. For exactly 72 clock hours Within five calendar days Only before any work begins

6. What is the fee ceiling during a declared catastrophic disaster? A universal 10% cap on every Rhode Island claim No more than 12% of policy limits Exactly 5% of damages No more than 10% of insurance settlement or proceeds.

7. Where must insured funds held toward settlement be deposited? An interest-bearing personal account A contractor’s cash account A non-interest-bearing escrow or trust account at a federally insured institution in the home state or where the loss occurred. The adjuster’s operating account

8. May a public adjuster pose as an insurer representative to a claimant? Only during catastrophes No. Yes, if it speeds inspection Yes, if no fee has been paid

9. What continuing education applies to a covered resident public-adjuster renewal? 24 hours every two years, including three ethics hours. 12 hours with no ethics 21 total including three ethics No continuing education

10. During a declared catastrophe, what is the maximum fee on $80,000 of proceeds? $9,600 $6,400 $800 $8,000.

What the full Rhode Island course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Rhode Island curriculum and sources or the Rhode Island license requirements.

About this practice test

Are these the real Rhode Island public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Rhode Island course covers. The official exam (50 questions, 1 hour, scaled 70 to pass, Pearson VUE 17) uses its own confidential items.

How many questions does the full Rhode Island course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.