Free Oregon Public Adjuster Practice Test

Free Oregon public adjuster practice test

Ten free questions from the AdjusterBase Oregon course, one from each of ten lessons, with the explanation for every answer. The official Oregon exam: 100 questions, 120 min, 70% to pass, PSI.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Oregon public-adjuster scope and examination; Applications, exemptions, entities, and nonresidents; License duration, fees, renewal, and education; Written contract, required terms, and pre-signing disclosure; Percentage fees, expenses, prompt limits, and rescission; Trust accounts, records, financial responsibility, and notice; Solicitation, advertising, competence, and client loyalty; Financial interests, referrals, salvage, repairs, and assignments; Applied property-claim investigation and presentation; Discipline, reporting, records, and final compliance audit. Answers stay in your browser.

1. What claim may an Oregon public adjuster handle under OAR 836-071-1100 and -1105? A first-party claim under insurance covering the insured’s real or personal property, excluding personal and commercial auto. A third-party bodily-injury claim A personal-auto physical-damage claim Any claim assigned by a repair contractor

2. What must a resident applicant do after passing the required exam? Mail a paper application to PSI Obtain an insurer appointment to represent insureds File a contractor license instead Complete fingerprints and criminal-record authorization, then apply online through NIPR.

3. What state fees became current for an adjuster application on September 1, 2026? $45 total including exam No state fees $40 application plus $60 license issuance, with other processing or background costs separate. $30 plus $45 under the superseded schedule

4. What title must appear on an Oregon public-adjuster agreement? Proof of Loss Public Adjuster Contract. Claim Repair Authorization Independent Adjuster Appointment

5. If compensation is a share of settlement, what must the contract state? The exact percentage. A range chosen after payment Only an hourly alternative No number until the claim closes

6. Where must insured settlement funds held by a public adjuster be deposited? In the firm’s operating account In an interest-bearing personal account With an affiliated contractor In a noninterest-bearing escrow or trust account at a federally insured institution in the home state or where the loss occurred.

7. What loyalty does the Oregon rule require? Priority for the repair affiliate Loyalty only when fees are contingent Objectivity and complete loyalty to the client alone. Equal loyalty to insurer and insured

8. What claim-related financial interest may the public adjuster hold? Any salvage interest before settlement Only the salary, fee, commission, or other consideration established in the written insured contract. An undisclosed ownership share in the repair vendor A contingent referral payment

9. What should start a cause-of-loss analysis? The policy in force, a dated chronology, physical evidence, witnesses, weather or incident evidence, and competing causes. The desired settlement total A repair bid alone An assumption that every storm causes covered damage

10. What can trigger license discipline under ORS 744.584 and the public-adjuster rules? A truthful dated correction A complete trust ledger Declining a conflict Insurance-law violations, fraud, misrepresentation, incompetence, conversion, or prohibited conduct.

What the full Oregon course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Oregon curriculum and sources or the Oregon license requirements.

About this practice test

Are these the real Oregon public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Oregon course covers. The official exam (100 questions, 120 min, 70% to pass, PSI) uses its own confidential items.

How many questions does the full Oregon course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.