Free Oklahoma Public Adjuster Practice Test

Free Oklahoma public adjuster practice test

Ten free questions from the AdjusterBase Oklahoma course, one from each of ten lessons, with the explanation for every answer. The official Oklahoma exam: 70% to pass, PSI.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Public-adjuster identity, property scope, and license boundaries; Resident qualifications, examination, entities, and the OID process; Nonresident reciprocity, exemptions, license term, and continuing education; The $25,000 bond and authority controls; The written contract, delivery, cancellation, and 72-hour rule; Compensation, joint payments, catastrophe limits, and governmental claims; Pre-contract disclosure, representation notice, loyalty, and settlement control; Trust accounts, money registers, and five-year records; Salvage, referrals, construction interests, and repair choice; Catastrophe authority, discipline, reporting, and final audit. Answers stay in your browser.

1. What does Oklahoma’s public-adjuster definition focus on? Representing the interests of an insured or third party for compensation in adjusting property losses. Adjusting only bodily-injury liability claims Selling property insurance for an insurer Performing construction without claim representation

2. What is the minimum age for an Oklahoma adjuster applicant? Sixteen years with a sponsor Twenty-one years Twenty-five years Eighteen years.

3. What reciprocity condition applies to a nonresident applicant? A disaster declaration creates permanent reciprocity Only a bond is required The applicant must meet examination, good-standing, application, fee, and reciprocal-treatment requirements. Any out-of-state business registration is enough

4. What public-adjuster bond amount does § 6214 require? $50,000 $25,000. $10,000 $20,000

5. Until when may an insured cancel the compensation agreement? Until midnight of the third business day after the signed agreement was provided to the insured. Until midnight of the third calendar day after loss For fifteen business days after settlement Only before the public adjuster signs

6. What must a percentage compensation clause state? Only a maximum dollar estimate The insurer’s reserve Nothing if the client signs elsewhere The exact percentage, with both parties initialing the compensation provision.

7. When must the separate claim-process disclosure be given? Only when the insured asks At license renewal Before the public-adjuster contract is signed. After the first insurer payment

8. Where must insured settlement funds held by the public adjuster be deposited? In the insurer’s premium account In a non-interest-bearing escrow or trust account at a federally insured institution in the home state or where the loss occurred. In the adjuster’s operating account In any investment account selected by the contractor

9. When may a public adjuster acquire an interest in salvage? Only with the insured’s written permission obtained after settlement with the insurer. At contract signing Whenever the salvage value is under $1,000 Never under any circumstances

10. Who declares an emergency for § 6218 catastrophe authority? Any public adjuster A county contractor The insurer The Insurance Commissioner.

What the full Oklahoma course adds

The paid course has 24 lessons, 211 practice questions and 259 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Oklahoma curriculum and sources or the Oklahoma license requirements.

About this practice test

Are these the real Oklahoma public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Oklahoma course covers. The official exam (70% to pass, PSI) uses its own confidential items.

How many questions does the full Oklahoma course have?

The current edition has 211 practice questions with explanations, 259 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.