Free North Dakota Public Adjuster Practice Test

Free North Dakota public adjuster practice test

Ten free questions from the AdjusterBase North Dakota course, one from each of ten lessons, with the explanation for every answer. The official North Dakota exam: 100 questions, 120 min, 70% to pass, PSI.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: First-party property scope, holding out, and exact exceptions; Resident qualifications, criminal-history review, and the PSI public-adjuster exam; Nonresident reciprocity, home-state changes, and business entities; License expiration, biennial continuation, reinstatement, and reports; Surety bond continuity and continuing education; Discipline, hearing rights, fines, and continuing enforcement; Written contract, separate disclosure, delivery, and insurer notice; The three-day policy-limit event, rescission text, and fee restrictions; Transaction records, money registers, custody evidence, and six-year retention; Loyalty, solicitation, conflicts, salvage, repairs, competence, and consent. Answers stay in your browser.

1. Whose claim does North Dakota public-adjuster authority serve? An insured’s first-party claim for loss or damage to the insured’s real or personal property. An insurer’s defense of a liability claim A third-party bodily-injury claimant’s demand A contractor’s collection claim

2. What is the minimum age for a North Dakota resident public-adjuster applicant? Sixteen with a sponsor Twenty-one Twenty-five Eighteen years.

3. What is the central nonresident individual qualification? A claim pending in North Dakota A contractor registration A resident public-adjuster license in good standing in a reciprocal home state. A North Dakota property producer license

4. When does an individual license expire? April 30 each year On the last day of the birth month following the two-year anniversary of issuance. Exactly two years after issuance December 31 every even year

5. What is the minimum public-adjuster surety bond? $20,000. $10,000 $25,000 $50,000

6. Which application defect can support discipline? A truthful amendment Using the uniform application Providing requested verification Incorrect, misleading, incomplete, or materially untrue information.

7. What title must appear on the agreement? Proof of Loss Assignment Repair Authorization Public Adjuster Contract. Property Consultant Agreement

8. What starts the special three-day policy-limit rule? A catastrophe announcement The date the loss is reported to the insurer. The contract-signing date The adjuster’s inspection

9. What identifying claim facts belong in the record? The insured, date, location and amount of loss, contract, and relevant policy information. Only the claim number Only the final settlement Only the adjuster’s invoice

10. What loyalty does a North Dakota public adjuster owe? Equal loyalty to insurer and contractor Primary loyalty to the referral source Only a duty to maximize the fee Objectivity, complete loyalty to the insured’s interest, and good-faith service within the adjuster’s knowledge and opinion.

What the full North Dakota course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the North Dakota curriculum and sources or the North Dakota license requirements.

About this practice test

Are these the real North Dakota public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the North Dakota course covers. The official exam (100 questions, 120 min, 70% to pass, PSI) uses its own confidential items.

How many questions does the full North Dakota course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.