Free Montana Public Adjuster Practice Test

Free Montana public adjuster practice test

Ten free questions from the AdjusterBase Montana course, one from each of ten lessons, with the explanation for every answer. The official Montana exam: 50 questions, 60 min, Pearson VUE.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Scope and role; License and qualifications; Exam and application pathway; Nonresident and catastrophe provisions; Bond, education, and records; Written contract requirements; Contract payment protections; Early limits and financial interests; Standards of conduct; Applied claim compliance. Answers stay in your browser.

1. Who is a Montana public adjuster? An adjuster retained by and representing the insured’s interests. A salaried insurer employee Every repair estimator An insurance producer selling coverage

2. What conduct requires an adjuster license? Only receiving proceeds Only filing suit Only catastrophe work Acting as or purporting to be an adjuster in Montana.

3. What current exam applies? Property Producer, 45 minutes No exam Montana Public Adjuster, 60 minutes. Multi-line Adjuster, 105 minutes

4. When can a nonresident avoid education or exam requirements? Whenever an insurer requests it When currently licensed elsewhere or applying within 90 days after cancellation with good-standing evidence. Whenever holding a producer license For any expired license

5. What bond does CSI require for a PA license? $5,000. $10,000 $20,000 $50,000

6. May a licensed PA act without a written insured contract? Yes, for three days Yes, below $50,000 Yes, with oral consent No.

7. When may a percentage fee be collected? Entirely from the first payment Before any insurer payment As a percentage of each insurer payment actually issued. When money is merely due

8. What triggers the 72-hour rule? Claim acknowledgment The insurer pays or commits in writing to policy limits within 72 hours after loss report. Any partial payment in 30 days A PA estimate

9. What loyalty standard applies? Objectivity and loyalty to the insured’s interest alone. Equal loyalty to insurer Loyalty to vendors No fiduciary-like standard

10. What should start the loss report? Desired settlement only PA fee only Repair bid only Dates, parties, policy, occurrence, description, coverage, deductible, and evidence.

What the full Montana course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Montana curriculum and sources or the Montana license requirements.

About this practice test

Are these the real Montana public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Montana course covers. The official exam (50 questions, 60 min, Pearson VUE) uses its own confidential items.

How many questions does the full Montana course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.