Free Maryland Public Adjuster Practice Test

Free Maryland public adjuster practice test

Ten free questions from the AdjusterBase Maryland course, one from each of ten lessons, with the explanation for every answer. The official Maryland exam: 50 questions, 90 min, Prometric.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Maryland public adjusting: licensed role and exam map; Maryland application, examination, and business-entity licensing; Nonresident authority, renewal, continuing education, and reinstatement; Maryland contract formation and mandatory disclosures; Cancellation, solicitation hours, and early-loss contracts; Compensation, insurer payments, and the 72-hour policy-limit rule; Conflicts, referrals, repairs, salvage, and settlement authority; Trust accounts, disbursement, transaction records, and examinations; Ethics, enforcement, and mandatory event reporting; Applied Maryland compliance from lead through closed claim. Answers stay in your browser.

1. Which statement accurately describes Maryland's licensed role rule? Paid advocacy for an insured on a first-party real- or personal-property claim is public adjusting. Paid advocacy for an insured on a third-party real- or personal-property claim is public adjusting. Paid advocacy for an insured on a first-party real- or personal-liability claim is public adjusting. Paid advocacy for an insured on a third-party real- or personal-liability claim is public adjusting.

2. Which statement accurately describes Maryland's individual qualification rule? An individual must be trustworthy and competent and ordinarily must pass the written public-adjuster exam. An individual may be trustworthy and competent and ordinarily must pass the written public-adjuster exam. An individual must be trustworthy and competent and ordinarily must pass the oral public-adjuster exam. An individual may not be trustworthy and competent and ordinarily must pass the written public-adjuster exam.

3. Which statement accurately describes Maryland's reciprocal nonresident rule? Reciprocity depends on valid home-state authority, good standing, application, fee, and reciprocal treatment of Maryland residents. Reciprocity does not depend on valid home-state authority, good standing, application, fee, and reciprocal treatment of Maryland residents. Reciprocity depends on expired home-state authority, good standing, application, fee, and reciprocal treatment of Maryland residents. Reciprocity does depend on valid home-state authority, good standing, application, fee, and reciprocal treatment of Maryland residents.

4. Which statement accurately describes Maryland's contract title rule? The written agreement must be titled “Public Adjuster Contract.” The written agreement may be titled “Public Adjuster Contract.” The oral agreement must be titled “Public Adjuster Contract.” The written agreement must be titled “company adjuster Contract.”

5. Which statement accurately describes Maryland's insured cancellation period rule? The insured may rescind or cancel within 10 business days after the contract was signed. The insured may rescind or cancel within 3 business days after the contract was signed. The insured may rescind or cancel within 5 business days after the contract was signed. The insured may rescind or cancel within 15 business days after the contract was signed.

6. Which statement accurately describes Maryland's exact percentage rule? A percentage-based public-adjuster contract must state the exact percentage. A percentage-based public-adjuster contract may state the exact percentage. A percentage-based public-adjuster contract must state the estimated percentage. A percentage-based public-adjuster contract may not state the exact percentage.

7. Which statement accurately describes Maryland's written conflict disclosure rule? The adjuster and insured sign a written disclosure of direct or indirect claim-related financial interests. The adjuster and insured sign an oral disclosure of direct or indirect claim-related financial interests. The adjuster and insured sign a written disclosure of direct only claim-related financial interests. The adjuster and insured sign an oral disclosure of direct only claim-related financial interests.

8. Which statement accurately describes Maryland's claim-fund account rule? Insured claim funds held by the adjuster go into a noninterest-bearing escrow or trust account at a federally insured institution. The adjuster may hold insured claim funds in the ordinary operating account. An interest-bearing personal account satisfies the statutory custody rule. A contractor-controlled account may replace the adjuster’s required escrow or trust account.

9. Which statement accurately describes Maryland's client loyalty rule? The public adjuster serves with objectivity and complete loyalty to the client alone. The public adjuster does not owe objectivity and complete loyalty to the client alone. The public adjuster serves with objectivity and incomplete loyalty to the client alone. The company adjuster serves with objectivity and complete loyalty to the client alone.

10. Which statement accurately describes Maryland's scope gate rule? Confirm an insured’s first-party real- or personal-property claim before performing licensed Maryland public-adjuster work. Confirm an insured’s first-party real- or personal-property claim before performing unlicensed Maryland public-adjuster work. Confirm an insured’s first-party real- or personal-property claim after performing licensed Maryland public-adjuster work. Confirm an insured’s third-party real- or personal-property claim before performing licensed Maryland public-adjuster work.

What the full Maryland course adds

The paid course has 24 lessons, 209 practice questions and 257 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Maryland curriculum and sources or the Maryland license requirements.

About this practice test

Are these the real Maryland public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Maryland course covers. The official exam (50 questions, 90 min, Prometric) uses its own confidential items.

How many questions does the full Maryland course have?

The current edition has 209 practice questions with explanations, 257 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.