Free Louisiana Public Adjuster Practice Test

Free Louisiana public adjuster practice test

Ten free questions from the AdjusterBase Louisiana course, one from each of ten lessons, with the explanation for every answer. The official Louisiana exam: PSI (Series 301).

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Public-adjuster role, property scope, and protected boundaries; Resident application, examination, fingerprints, and entity responsibility; Exemptions, reciprocity, renewal, reporting, and continuing education; The $50,000 financial-responsibility requirement; Reasonable compensation without contingent or percentage fees; Written contracts, mandatory disclosures, notice, and rescission; Loyalty, solicitation timing, and licensed delegation; Conflicts, referrals, appraisal, salvage, and repair work; Transaction records, money registers, and audit-ready files; Discipline, enforcement, and applied claim-file audit. Answers stay in your browser.

1. Whom does a Louisiana public adjuster assist? The insured on the insured’s first-party property claim. The insurer on any claim assigned by the carrier A bodily-injury claimant against someone else’s policy A repair contractor seeking payment from an insurer

2. What is the minimum age for a resident individual public-adjuster applicant? Sixteen years with supervision Twenty-one years Twenty-five years Eighteen years.

3. When can a formerly licensed out-of-state applicant use the twelve-month exam exemption? Only when the applicant previously held a producer license Whenever the applicant promises to take Louisiana continuing education When the prior license was exam-based, the application is timely, and good standing is verified. Whenever any insurance license lapsed within five years

4. What minimum financial-responsibility amount applies? $100,000 $50,000. $10,000 $20,000

5. What fee may a Louisiana public adjuster charge? A reasonable fee that is not contingent on or calculated as a percentage of claim payments. Any percentage up to ten percent A fee paid by the insurer outside the settlement Only a contingent fee after a catastrophe

6. What title must appear on the agreement? Insurance Claim Power of Attorney Guaranteed Recovery Agreement Contractor Assignment of Benefits Public Adjuster Contract.

7. What loyalty does the Louisiana license impose? Primary loyalty to a repair contractor Loyalty only when the claim is residential Objectivity and complete loyalty to the insured’s interests alone. Equal loyalty to the insurer and insured

8. What financial interest may the public adjuster have in the claim? A referral payment from the insured’s roofer Only the compensation established in the written insured contract. A hidden ownership interest in the repair contractor A share of salvage proceeds

9. How long must required public-adjuster transaction records be maintained? At least five years after termination of the insured transaction. Two years after the date of loss Three years after first payment Until the claim is closed by the insurer

10. What administrative fine may R.S. 22:1700 authorize for each violation? $10,000 for every violation with no aggregate Exactly $50 for every violation No monetary penalty is authorized Up to $500 per violation, subject to the stated $10,000 calendar-year aggregate unless a separate greater penalty applies.

What the full Louisiana course adds

The paid course has 24 lessons, 213 practice questions and 261 flashcards, plus two 100-question timed readiness exams that mirror the exam blueprint. Every question links back to the lesson it tests, and your mistakes collect in a notebook for review. See the Louisiana curriculum and sources or the Louisiana license requirements.

About this practice test

Are these the real Louisiana public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Louisiana course covers. The official exam (PSI (Series 301)) uses its own confidential items.

How many questions does the full Louisiana course have?

The current edition has 213 practice questions with explanations, 261 flashcards and two 100-question timed readiness exams. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.