Free Alaska Public Adjusting Practice Questions

Free Alaska public adjusting practice questions

Ten free questions from the AdjusterBase Alaska course, one from each of ten lessons, with the explanation for every answer.

AdjusterBase is an independent study platform for public adjuster licensing exams in all 50 states, plus free claim education. Find your state course.

This is a short learning exercise, not the official examination or a prediction of passing. Questions cover: Alaska public-adjuster status and lawful practice scope; Engagement, compensation, disclosure, and legal-practice boundaries; Claim notice, acknowledgment, investigation, and extensions; Coverage disclosure, undisputed payment, and settlement explanations; Dominant cause, proof of loss, and policy duties; Property valuation, total loss, and selected repair facilities; Mandatory appraisal clause and amount-of-loss disputes; Home claim documentation, mitigation, and living expenses; Unfair claim settlement practices and evidence-based advocacy; Consumer complaint, deadlines, and file closure. Answers stay in your browser.

1. Does Alaska issue a public-adjuster insurance license? No. Yes, after the independent-adjuster exam Yes, through a contractor registration Only for residents

2. What should an Alaska insured-side claim-services agreement identify? A nonexistent PA license number A promise that every claim is covered Authority to practice law The parties, claim, services, compensation, expenses, termination, communication authority, and limits of the role.

3. Within what period does the DOI say an insurer must acknowledge a claim? Within 30 working days after appraisal No acknowledgment is required Within 10 working days after receipt. Within 10 calendar months

4. What must an insurer disclose to a first-party claimant? The insurer’s reserve All relevant benefits and other coverage provisions under which the claim may be covered. Only the deductible Only exclusions

5. What does AS 21.36.096 prohibit? Denying when an insured risk is the dominant cause merely because an excluded factor also appears secondarily in the causal chain. Every denial involving two causes Applying policy exclusions at all Requesting cause evidence

6. When a covered first-party property total loss is adjusted on ACV or like-kind replacement, what method does DOI describe? Pay land value only Use the adjuster fee as value Exclude all taxes automatically Offer comparable available replacement property including transfer costs except the deductible, or make a cash settlement based on actual comparable-property cost.

7. What policies does AS 21.96.035 require to include an appraisal clause? Workers’ compensation only Only commercial fire policies Motor vehicle or similar policies and policies providing first-party property, casualty, inland marine, or similar covered-loss protection. Life policies only

8. What does DOI advise immediately after a home loss? Hire an appraiser before notice Contact the insurer or agent and follow conversations in writing. Wait until repairs finish Discard damaged property

9. Does AS 21.36.125 require a general-business-practice frequency for every listed act? No; current subsection (a) says a person may not commit any listed act or practice. Yes, every subsection requires repeated acts Only ten acts count Only criminal convictions count

10. Which issues can Consumer Services investigate? Every lawsuit outcome Contractor workmanship only Private fee collection only Claim delays, denials, settlement compliance, conflicting insurer information, and other matters within regulatory authority.

What the full Alaska course adds

About this practice test

Are these the real Alaska public adjuster exam questions?

No. They are original AdjusterBase study questions written to the topics the Alaska course covers. The official exam uses its own confidential items.

How many questions does the full Alaska course have?

The current edition has 209 practice questions with explanations, 257 flashcards. These ten are drawn from that bank.

Do I need an account to take this test?

No. Your answers stay in your browser and are not sent to a server. A free account is only needed to save progress inside a paid course.