The best public adjuster exam prep courses in 2026, compared honestly

How we judged the courses

No single course is best for everyone. We compared each option on six criteria that matter for a public adjuster license, using each provider's own page on November 4, 2026. Disclosure: AdjusterBase is our product, and we list its limits next to everyone else's.

• State approval, where your state requires an approved course.
• Coverage of the public adjuster exam, not just the independent adjuster exam.
• Question bank size and explanations.
• Price and access length.
• Refund policy or pass guarantee.
• Published reviews.

The six options compared

The table shows list prices and the facts each provider publishes. Review counts are the provider's own figures.

Best approved course for Florida: AdjusterPro

Florida public adjusters must first hold an all-lines 6-20 license and complete six months of continuous appointment. AdjusterPro's $299 course is the approved first step to the 6-20 license, includes lifetime access and shows a 4.8 rating from 8,919 reviews. For Florida, it is hard to beat.

Best free option: OpenExamPrep

OpenExamPrep gives away public adjuster practice questions for 45 states, including 316 for California. It is a good way to test your knowledge before paying for anything. It has no lessons tied to state statutes, no approved status and no guarantee.

Best low-cost option for exam-only and multi-state candidates: AdjusterBase

AdjusterBase costs $50 for one state or $100 for every state, one time. Each state has lessons built from that state's regulator pages and statutes, practice questions with explanations, flashcards and two 100-question readiness forms. The all-states pass suits adjusters who plan to license in several states.

Know the limits. AdjusterBase is independent, not state-approved, and not continuing education. It has no reviews yet, no pass guarantee and a final-sale policy. It is newer than every other option here.

Best guarantees: Insurance Schools and Texas Insurance Training Academy

Insurance Schools sells state public adjuster courses, including Pennsylvania at $199.95, with a pass guarantee and ten untimed practice exams. Texas Insurance Training Academy sells a $189 Texas public adjuster course with a pass guarantee and 50 days of access. If a guarantee is your deciding factor, start here and read the guarantee terms.

Best known brand: Kaplan

Kaplan's adjuster courses come from a large education company. The California adjuster course costs $139 to $189 with 60 days of access and paid extensions. Confirm that Kaplan covers the public adjuster exam in your state before buying, because the page we checked is for the California adjuster license.

What makes a good question bank?

Size matters less than fit. A good bank follows your state's official outline, explains why each wrong answer is wrong, and includes enough state law questions to match the real exam's weight. In Illinois, for example, 25 of the 100 scored questions cover public adjuster law, so a bank with only general insurance questions leaves a quarter of the exam uncovered.

Look for full-length timed exams that match your state's question count and time limit. Practicing 100 questions in 120 minutes, the Texas format, builds a different pace from 60 questions in 80 minutes, the Pennsylvania format.

Red flags when choosing a course

Be careful with any product that does not name the exam it covers, sells an independent adjuster course as public adjuster prep, or claims to be state-approved without naming the state and approval. Be wary of pass-rate claims with no source or date. Official pass data is rare; Texas publishes it through Pearson VUE, and its January to September 2024 report shows a 49% overall pass rate for the public adjuster exam.

Refund policies and guarantees, compared

Guarantees differ in what they promise. Insurance Schools promises continued help until you pass and ties its guarantee to scoring 80% or better on its own final exam. Texas Insurance Training Academy lists a pass guarantee with a separate terms page. Read the conditions before you rely on either.

AdjusterBase offers no guarantee, no auto-renewal and no refunds; all sales are final. That is why we keep a free practice test public. Use it, and the free outline from your state's exam vendor, to judge the material before paying anyone.

How we keep this list current

We review prices and product pages each quarter and update the date at the top. If a provider changes its price, coverage or guarantee, tell us and we will check it against the provider's own page. We will add review figures for AdjusterBase only when real learners have left them.

Which course should you pick for your state?

Start with your state's rule, then choose the lowest-cost option that meets it.

• Florida: an approved 6-20 course such as AdjusterPro, then practice for the 3-20 public adjuster exam.
• California, New York, Georgia and Connecticut: an approved provider's prelicensing course first; add OpenExamPrep or AdjusterBase for extra practice if you want it.
• Texas: Texas Insurance Training Academy if you want a guarantee, or AdjusterBase or OpenExamPrep for lower-cost practice.
• Illinois, Pennsylvania, North Carolina, New Jersey and other exam-only states: OpenExamPrep for free practice, AdjusterBase for state lessons and readiness forms, or Insurance Schools for a guarantee.
• Several states at once: the AdjusterBase all-states pass at $100.