https://adjusterbase.com/legal https://adjusterbase.com/terms https://adjusterbase.com/privacy https://adjusterbase.com/cookies https://adjusterbase.com/refunds https://adjusterbase.com/acceptable-use https://adjusterbase.com/disclaimer https://adjusterbase.com/accessibility https://adjusterbase.com/copyright https://adjusterbase.com/security https://adjusterbase.com/practice-test/illinois 2026-09-18 https://adjusterbase.com/resources/insurance-claims-glossary 2026-09-18 https://adjusterbase.com/resources/claim-case-studies 2026-09-18 https://adjusterbase.com/resources/video-lessons Reconcile an ACV payment and a potential holdback https://adjusterbase.com/videos/acv-payment.jpg Fictional teaching model: a covered replacement-cost estimate is $20,000, depreciation is $4,000, and the deductible is $1,000. Assume no limit restriction, prior payment or other adjustment. https://adjusterbase.com/videos/acv-payment.mp4 84 2026-09-18T04:10:00Z yes no Find the reason two ceiling estimates disagree https://adjusterbase.com/videos/ceiling-estimate.jpg Fictional exercise: both estimates describe the same 12-by-15-foot ceiling. Estimate A uses 180 square feet at $3.50, plus $120 protection and $80 disposal. Estimate B uses 200 square feet at $3.25, plus $120 protection and $0 disposal. Taxes and all other work are excluded. https://adjusterbase.com/videos/ceiling-estimate.mp4 84 2026-09-18T04:10:00Z yes no Turn a disputed roof total into a usable appraisal packet https://adjusterbase.com/videos/appraisal-packet.jpg Fictional exercise: one estimate totals $18,000 and another $25,000. The $7,000 difference has three proposed components: $3,000 additional area, $2,500 additional operations and $1,500 price differences. No outcome or coverage determination is assumed. https://adjusterbase.com/videos/appraisal-packet.mp4 84 2026-09-18T04:10:00Z yes no 2026-09-18 https://adjusterbase.com/ 2026-09-18 https://adjusterbase.com/states https://adjusterbase.com/public-adjuster-training https://adjusterbase.com/insurance-claim-help https://adjusterbase.com/resources https://adjusterbase.com/tools https://adjusterbase.com/tools/acv-rcv-calculator https://adjusterbase.com/tools/coinsurance-calculator https://adjusterbase.com/resources/claim-file-worksheet https://adjusterbase.com/resources/appraiser-adjuster-contractor https://adjusterbase.com/authors/andrew-dangelo https://adjusterbase.com/tools/roofing-squares-calculator https://adjusterbase.com/practice-test https://adjusterbase.com/about https://adjusterbase.com/contact https://adjusterbase.com/editorial-policy https://adjusterbase.com/states/alabama 2026-09-18 https://adjusterbase.com/states/alaska 2026-09-18 https://adjusterbase.com/states/arizona 2026-09-18 https://adjusterbase.com/states/arkansas 2026-09-18 https://adjusterbase.com/states/california 2026-09-18 https://adjusterbase.com/states/colorado 2026-09-18 https://adjusterbase.com/states/connecticut 2026-09-18 https://adjusterbase.com/states/delaware 2026-09-18 https://adjusterbase.com/states/florida 2026-09-18 https://adjusterbase.com/states/georgia 2026-09-18 https://adjusterbase.com/states/hawaii 2026-09-18 https://adjusterbase.com/states/idaho 2026-09-18 https://adjusterbase.com/states/illinois 2026-09-18 https://adjusterbase.com/states/indiana 2026-09-18 https://adjusterbase.com/states/iowa 2026-09-18 https://adjusterbase.com/states/kansas 2026-09-18 https://adjusterbase.com/states/kentucky 2026-09-18 https://adjusterbase.com/states/louisiana 2026-09-18 https://adjusterbase.com/states/maine 2026-09-18 https://adjusterbase.com/states/maryland 2026-09-18 https://adjusterbase.com/states/massachusetts 2026-09-18 https://adjusterbase.com/states/michigan 2026-09-18 https://adjusterbase.com/states/minnesota 2026-09-18 https://adjusterbase.com/states/mississippi 2026-09-18 https://adjusterbase.com/states/missouri 2026-09-18 https://adjusterbase.com/states/montana 2026-09-18 https://adjusterbase.com/states/nebraska 2026-09-18 https://adjusterbase.com/states/nevada 2026-09-18 https://adjusterbase.com/states/new-hampshire 2026-09-18 https://adjusterbase.com/states/new-jersey 2026-09-18 https://adjusterbase.com/states/new-mexico 2026-09-18 https://adjusterbase.com/states/new-york 2026-09-18 https://adjusterbase.com/states/north-carolina 2026-09-18 https://adjusterbase.com/states/north-dakota 2026-09-18 https://adjusterbase.com/states/ohio 2026-09-18 https://adjusterbase.com/states/oklahoma 2026-09-18 https://adjusterbase.com/states/oregon 2026-09-18 https://adjusterbase.com/states/pennsylvania 2026-09-18 https://adjusterbase.com/states/rhode-island 2026-09-18 https://adjusterbase.com/states/south-carolina 2026-09-18 https://adjusterbase.com/states/south-dakota 2026-09-18 https://adjusterbase.com/states/tennessee 2026-09-18 https://adjusterbase.com/states/texas 2026-09-18 https://adjusterbase.com/states/utah 2026-09-18 https://adjusterbase.com/states/vermont 2026-09-18 https://adjusterbase.com/states/virginia 2026-09-18 https://adjusterbase.com/states/washington 2026-09-18 https://adjusterbase.com/states/west-virginia 2026-09-18 https://adjusterbase.com/states/wisconsin 2026-09-18 https://adjusterbase.com/states/wyoming 2026-09-18 https://adjusterbase.com/resources/insurance-appraisal-process https://adjusterbase.com/resources/claim-documentation-checklist https://adjusterbase.com/resources/roof-claim-evidence https://adjusterbase.com/resources/scope-of-loss-estimate-review https://adjusterbase.com/resources/actual-cash-value-replacement-cost https://adjusterbase.com/resources/claim-disagreement-next-steps